Bickmore Risk Services and Consulting

BRS actuaries are recognized leaders in both the private and public sectors nationwide. For over two decades we have performed the timely delivery of high-quality customized actuarial services, as well as in-depth self-insurance and captive feasibility analyses.

Our actuaries are experts in understanding and quantifying risk exposure, ensuring adequate reserves, and designing appropriate cost-of-risk allocation approaches. Using proven financial and statistical theories, they successfully analyze the likelihood of events and more importantly, their financial implications. Credentialed and experienced, BRS actuaries are skilled in presenting complex findings in easily digestible formats for clients to use, review, and protect their interests. With an ongoing client retention rate of 95 percent, our commitment and expertise is clear for all to see.

What We Do

We can assist you in the following actuarial duties:

• Statistical evaluation and support
• Projections of estimated future liabilities
• Funding estimates for future years at various confidence levels
• Self-insurance feasibility analyses
• Policy quotes and insurance option comparisons
• Rating-plan design
• Experience modification factor review
• Retention analysis and reserves certification
• Equity and dividend calculations
• Inter-company cost center allocations
• Forecast future cashflows and expenses
• Premium calculation for risk pool members
• Benchmarking

Facilitating Decisions

Each client's financial and insurance considerations are unique—we provide calculations and counsel to help you weigh cash flow, costs, risk, collateral requirements, and tax burdens to arrive at sound, ongoing business decisions.

Supporting Growth

When you are considering expansion for your business, our actuarial services help your organization develop financial models with 'what-if' scenarios that quantify risk versus opportunity, enabling you to make informed growth decisions.

Contact us today to find out more.