Bickmore Risk Services and Consulting

At BRS, our healthcare & benefits actuarial team provides a full range of healthcare and employee benefits services to a variety of clients, including public and private employers, Taft-Hartley plans, unions and associations. We cover a broad range of employee benefit plans, including retirement (defined benefit, defined contribution and hybrid; executive and nonqualified arrangements); medical (insured, self-insured and self-administered); cafeteria and flexible benefits; and other employee benefits (disability, life insurance, specialized situations).

What We Do

One of BRS' fastest growing actuarial and consulting areas, our team is meeting market demands for private and public sector retiree healthcare analysis, and analytic support to the healthcare provider community.

• Plan design
• Actuarial valuation
• ERISA/legal compliance
• Employee communications
• Labor negotiations
• Negotiations with insurers
• Government reporting and disclosure
• Mergers and acquisitions
• Cost savings available through self-insurance and alternative funding vehicles
• GASB 45 retiree healthcare analysis
• FAS 106 retiree healthcare analysis
• Analytic support to the healthcare provider community
• Healthcare benchmarking
• Healthcare provider profiling studies

Facilitating Decisions

Because each BRS client's financial and insurance considerations are unique, our health and benefits insurance strategies, studies, and analytic support include multi-level calculations and options that weigh different cash flows, costs, risks, collateral requirements, and tax burdens.

Supporting Growth

In addition to working with your current organizational needs, BRS' health and benefits actuarial services help develop financial models with 'what if' healthcare scenarios. We quantify risk versus opportunity, and enable you to make informed employee wellness strategy decisions.

Contact us today to find out more.